A–Z Glossary

Qualifying life event

A major life change, such as a birth, that permits a person to enroll in health coverage outside the normal enrollment period.

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Health insurance for babies in US

Health insurance for babies in US

Why newborn insurance matters Newborns commonly need healthcare soon after delivery, even when pregnancy and birth have been uncomplicated. Initial services may include a hospital newborn examination, screening for metabolic and genetic conditions, hearing screening, pulse oximetry screening, bilirubin assessment when clinically indicated, feeding evaluation, and follow-up with a pediatric clinician. Premature infants, babies with […]

Adding a Newborn to Health Insurance on Time

Adding a Newborn to Health Insurance on Time

Why the Enrollment Deadline Matters A newborn is not automatically covered indefinitely simply because a parent has health insurance. Birth usually triggers a qualifying life event, allowing a parent or legal guardian to request special enrollment outside the normal enrollment calendar. The request must be made within the deadline established by the plan or marketplace. […]