A–Z Glossary

Out-of-pocket costs

Cost sharing is the portion of covered healthcare expenses that a family pays directly under its insurance plan.

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Insurance coverage and out-of-pocket costs

Insurance coverage and out-of-pocket costs

Why birth coverage can feel confusing Birth is a medical event, a hospital or birth center encounter, and the beginning of a newborn’s own medical record. That combination makes billing more complex than many routine health visits. A single labor admission may include professional fees from an obstetrician or midwife, a facility charge, medications, fetal […]

Cost of home birth explained

Cost of home birth explained

What a home birth quote usually includes When people hear a single number for home birth, it can sound like a simple price tag. In practice, the number is usually a global fee, meaning one package price that may cover a large portion of maternity care rather than only the hours of labor. In the […]

Understanding Pediatric Bills, Copays and Deductibles

Understanding Pediatric Bills, Copays and Deductibles

The Basic Language of Pediatric Cost Sharing Health insurance cost sharing describes the portion of covered healthcare expenses that a family pays directly. The main terms are related but not interchangeable. Premium: the recurring amount paid to maintain insurance coverage. A premium is generally owed whether or not your child receives care. Copay: a fixed […]